Own Your Future, One Payment at a Time
Empowering Liberia's informal workers to own income-generating assets through transparent, technology-driven lease-to-own solutions.
Transform Your Life Through Asset Ownership
No upfront payment required. Start earning today and own your bike, kekeh, or taxi tomorrow.
Building Generational Wealth Together
Join 5,000+ workers and 100+ investors creating sustainable prosperity in Liberia's informal economy.
About Work & Pay
A community-focused fintech transforming Liberia's informal economy into a thriving engine of shared prosperity through innovative technology and transparent partnerships
Our Mission
To empower informal workers, the heart of Liberia's economy, by giving them access to productive tools and enabling small and large investors to profit while driving social change. We bridge the gap between capital and labor through transparent, technology-driven solutions.
Our Vision
To create a Liberia where every hardworking individual, regardless of background, can access the tools, capital, and opportunities needed to own their means of production. We envision a thriving informal economy that drives national growth, reduces poverty, and builds generational wealth.
Empowerment
Transforming workers into asset owners and entrepreneurs with dignity and independence
Transparency
Real-time tracking and reporting for complete accountability and trust
Growth
Creating sustainable income streams and long-term financial stability
Impact
Delivering measurable social change with attractive financial returns
How It Works
A simple, transparent process that connects workers with assets and investors with impact through our innovative digital platform
Apply & Get Vetted
Workers apply on our platform and go through a simple verification process with union partnerships
Get Matched
Investors fund your asset through our transparent digital platform with real-time tracking
Start Working
Begin earning immediately with GPS tracking and mobile money payments via MTN or Orange
Own Your Asset
Complete payments and gain full ownership of your income-generating asset with legal transfer
Motorcycles
Perfect for commercial bike riders looking to own their transportation and build independence
- No upfront payment required
- Flexible daily payment options
- GPS tracking and insurance included
Kekeh (Tricycles)
Ideal for kekeh operators ready to build their own business with higher earning potential
- Higher earning capacity per trip
- Weekly payment plan available
- Maintenance support included
Taxis
For taxi drivers aspiring to own their vehicle fleet and maximize income potential
- Premium asset ownership pathway
- Monthly payment plans available
- Full insurance coverage included
Powered by Technology
Our platform leverages cutting-edge technology to ensure transparency, security, and seamless operations
Mobile Money Integration
Seamless payments via MTN Mobile Money, Orange Money, and Ponitor for maximum convenience
GPS Tracking
Real-time asset location monitoring for security and accountability
Real-Time Reporting
Instant access to payment history, asset performance, and investment returns
Digital Contracts
Legally binding agreements signed and stored digitally for transparency
Secure Platform
Bank-level security protecting all transactions and personal information
Community Network
Partnership with local unions for vetting, support, and community trust
Requirements
Simple, straightforward requirements to get started on your journey to asset ownership
Application Process Timeline
Our streamlined process typically takes 3-5 business days from application to asset delivery. We work closely with local unions and community leaders to ensure quick verification while maintaining security and trust.
"Work & Pay changed my life. I went from riding someone else's bike to owning my own. Now I'm building a better future for my wife fefe and our family. I now have the dignity of being my own boss."
Frequently Asked Questions
Everything you need to know about Work & Pay
Get In Touch
Ready to start your journey to asset ownership? Contact us today and transform your future